Business Funding Services | GIOJES Corporation

Our Products

Complete Funding Solutions for Every Business Need

Working Capital Loans

Keep your business running at full capacity with immediate access to working capital. Whether you're managing seasonal cash flow fluctuations, covering payroll, purchasing inventory, or handling unexpected expenses, our working capital solutions give you the financial flexibility to stay ahead.

Funding from $10,000 to $2,000,000
Flexible repayment terms aligned to your revenue cycle
Approval decisions often issued within hours
Minimal documentation requirements for established businesses
No collateral required on many programs

Equipment Financing

The right equipment can transform your operational capacity. GIOJES Corporation's equipment financing lets you acquire the machinery, vehicles, technology, and tools your business needs today — without depleting your working capital or operating reserves.

Finance new or used equipment across all industries
Equipment serves as collateral — often without additional security requirements
Preserve cash flow for operations while owning your assets
Competitive terms with fast processing
Available for vehicles, machinery, technology, and specialized equipment

Revenue-Based Financing

A funding model built around the rhythm of your business. Revenue-based financing provides capital today, with repayments that flex with your monthly revenue performance. High-revenue months retire debt faster; slower months mean lighter payment obligations.

Repayment tied to actual revenue — scales with your business
No fixed monthly payment pressure
Ideal for businesses with variable or seasonal revenue
Fast access to capital without equity dilution
Transparent factor rate structure with no hidden fees

Business Expansion Loans

Growth opportunities require decisive action. When you're ready to open a second location, enter a new market, acquire a competitor, or scale your team, GIOJES Corporation's expansion funding ensures capital is never the barrier to your next milestone.

Structured specifically for growth-stage businesses
Larger funding amounts for significant business investments
Extended repayment timelines to match expansion ROI cycles
Can be paired with working capital for comprehensive growth packages
In-house underwriting with personal service from our team

Invoice Financing

Don't let outstanding invoices restrict your cash flow. Invoice financing allows you to access the value of your accounts receivable today — without waiting 30, 60, or 90 days for clients to pay. Unlock working capital that's already yours.

Access up to 90% of outstanding invoice value immediately
No need to wait for client payment cycles
Confidential — your clients aren't notified
Scales with your business as receivables grow
Ideal for B2B service businesses and contractors

Business Line of Credit

A flexible revolving credit line gives your business a financial safety net that's always ready when you need it. Draw funds on demand, repay on your terms, and redraw as needed — without reapplying each time.

Revolving access to approved credit limit
Pay interest only on what you draw
Replenishes as you repay — funds are reusable
Ideal for managing irregular cash flow or capturing time-sensitive opportunities
Available to businesses with 6+ months of operating history

Who Qualifies

Basic Eligibility Requirements

We work with businesses across a wide range of industries and credit profiles. Our flexible underwriting means more businesses qualify than with traditional lenders. Contact us to discuss your specific situation.

Check Your Eligibility

Time in BusinessMost programs require a minimum of 3–6 months of operating history.
Monthly RevenueMinimum monthly revenue requirements vary by product — typically starting at $10,000/month.
Business Bank AccountAn active business checking account is required for underwriting and fund disbursement.
U.S. Business EntityYour business must be registered and operating in the United States. We serve all 50 states.
Credit ProfileWe consider all credit profiles. Even businesses with challenged credit histories may qualify based on revenue performance.

Business Capital Tailored to Your Growth