Terms & Conditions

1. Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and GIOJES Corporation ("GIOJES," "we," "us," or "our"), located at 3911 SW 39th St, West Park, FL 33023. By accessing or using our website at giojescorporation.com or any of our services, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use our website or services.

2. Description of Services

GIOJES Corporation is a direct business lender providing financing solutions to small and mid-sized businesses. Our services include, but are not limited to:

• Working capital loans and business financing
• Equipment financing and leasing
• Revenue-based financing arrangements
• Business expansion and growth capital
• Invoice financing and accounts receivable solutions
• Business lines of credit

All financing products are subject to credit approval, underwriting review, and execution of applicable loan or financing agreements. Submitting an inquiry or application through our website does not guarantee approval or create any obligation on the part of GIOJES Corporation.

3. Use of Website

Permitted Use

You may use our website for lawful purposes and in accordance with these Terms. You agree not to use our website in any way that violates applicable laws or regulations, or that could damage, disable, or impair the website.

Prohibited Activities

You agree not to:

• Submit false, misleading, or fraudulent information in any application or inquiry
• Attempt to gain unauthorized access to any part of our website or systems
• Use automated tools to scrape, harvest, or collect data from our website
• Engage in any conduct that restricts or inhibits any other user's use of the website
• Upload or transmit viruses, malware, or other harmful code

4. Application and Eligibility

To apply for financing through GIOJES Corporation, you must:

• Operate a legitimate, legally registered business in the United States
• Be at least 18 years of age and authorized to bind the business entity
• Provide accurate and complete information in your application
• Meet the minimum eligibility criteria established by GIOJES Corporation for the specific funding product

GIOJES Corporation reserves the right to deny any application at its sole discretion. Approval is subject to verification of application information, credit review, and underwriting assessment.

5. Accuracy of Information

You represent and warrant that all information you provide to GIOJES Corporation — whether in applications, forms, communications, or otherwise — is accurate, complete, and not misleading. Providing false or fraudulent information may result in denial of your application, cancellation of any approved funding, and may expose you to civil or criminal liability.

6. SMS & Text Message Terms

7. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of GIOJES Corporation or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

8. Disclaimer of Warranties

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. GIOJES CORPORATION DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

The information provided on our website is for general informational purposes only and does not constitute financial, legal, or investment advice. All financing decisions are subject to GIOJES Corporation's underwriting review and applicable laws and regulations.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, GIOJES CORPORATION SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING FROM YOUR USE OF OUR WEBSITE OR SERVICES.

GIOJES Corporation's total liability to you for any claims arising from or related to your use of our website or services shall not exceed the amount paid by you to GIOJES Corporation in the twelve (12) months preceding the claim.

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of our services shall be subject to the exclusive jurisdiction of the state and federal courts located in Broward County, Florida.

11. Indemnification

You agree to indemnify, defend, and hold harmless GIOJES Corporation, its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from your use of our website or services, your violation of these Terms, or your violation of any rights of a third party.

12. Modifications to Terms

GIOJES Corporation reserves the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a new effective date. Your continued use of our website after any modifications constitutes your acceptance of the updated Terms.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

• GIOJES Corporation
• 3911 SW 39th St, West Park, FL 33023
• Email: vincent@giojescorporation.com